Zammit Holdings is one of the largest organisations on the Maltese Islands offering its clients the best in quality second-hand and new cars, ranging from small and mid-size to high-end, luxury and exotic cars.
The company started operating in 1988 under the name Ray Auto Dealer. It was set up by Raymond Zammit and was the first business to introduce the sale of second-hand vehicles in Malta. The company became a huge success and, in 2006, was taken over by Mr Zammit’s son James who transformed it into a thriving dealership focusing on high quality pre-owned cars, Japanese imports and luxury vehicles.
The strength of the group grew following its focus on delivering high quality second-hand vehicles for cash, hire purchase or against part exchange.
Under the leadership of James Zammit, Zammit Holdings has two large showrooms ‿Cars Unlimited in Zebbug and Cars Unlimited Premier in Burmarrad.
Mr Zammit started tapping into the market of second-hand cars imported from the UK in 2008. During the same period however, the local demand for second-hand Japanese manufactured vehicles started increasing and, in 2013, the company ventured in the importation and sale of Japanese vehicles through its affiliation with other car dealers and the Used Vehicles Importers Association.
Specific car models are directly imported from the US ‿especially on clients‿request.
In recent years, through Cars Unlimited, Zammit Holdings also expanded its presence locally with an increased network of showrooms across Malta.
Its vehicle stock list is more than 400 cars at any time, making it a marker leader in small car segment in its Zebbug showroom and luxury and exotic cars in Burmarrad.
Zammit Holdings also owns a company called Finance House plc, which was set up in 2013, that offers loans for vehicle purchases and debtor factoring to car dealers via a regulated lending structure. The company is fully licensed by the Malta Financial Services Authority.
In 2015, Zammit Holdings also set up Zammit Finance, which successfully issued a bond of ₿ million to further enable the group’s expansion.